Q1 - 2026

Ideon's upcoming releases for Quote and Select product and features

API Documentation and Gitbook Integration Guides will be updated alongside product release.

• Quote

  • Bulk Export API Workflow

  • Individual Market Premiums by Applicant

  • ICHRA Group Quoting

• Select

  • Bulk File Partitioning

  • Network Watch

Quote

Bulk Export API Workflow

RELEASED: January 30th, 2026 - Integration Guide // API Documentation

Bulk Exports introduce a new API endpoint that lets quote users efficiently generate and download complete plan, service area, and zip-county datasets in a few requests, enabling local caching to significantly improve real-time quoting performance. This new workflow replaces the Bulk Plans endpoint process and eliminates the need to build iterative jobs, greatly reduces processing time, and provides access to new datasets.

Initially, Bulk Exports will support the following datasets:

• Plan Inventory and Benefits

  • This mirrors the functionality of the Bulk Plans endpoint, but with a more straightforward integration. Users will be able to generate a single file with all available plans nationally, for a given product, market, and plan year.

• Plan Service Areas

  • Service area files - complete definitions of plan availability on a ZIP and County code level - will be made available. Files can be generated for a given product, market, and plan year, and include unique identifiers to link service areas to plans.

• Zip Counties

  • This file will include all national ZIP and County codes, complete with state and rating area associations.

Individual Market Premiums by Applicant

RELEASED: February 25th, 2026 - Integration Guide // API Documentation

Individual Market Premiums by Applicant adds applicant-level premium breakdowns to individual medical quotes, enabling customers to display age-banded premiums for each household member instead of a single total. This release will introduce a non-breaking addition to the Medical Plan Search endpoint, POST /plans/medical/search, in v7 and v8.

To present premiums for each individual included in the request body's applicants array, a corresponding premiums_by_applicant array will be included in the response. Each object in this response array will include the following data:

• age, child, and smoker - mirroring the same fields in the request's applicants array.

• premium - the age-banded premium for the associated individual applicant, if applicable.

• composite_rated - whether or not the applicant(s) were quoted with composite rates (applicable to New York and Vermont). If true, then the premium for the associated member will be null, as composite rates by nature are quoted based on the makeup of the family, not individual applicant ages.

• waived_for_total - whether or not the individual applicant's premium was waived for the total premium quoted for the household. This is applicable to child applicants in families who are eligible for premium savings through rules that only assess premium for the first X children under a certain age. If true, the associated applicant's premium will be returned in the premium key in the premiums_by_applicant object, but not in the quoted total premium for the plan and household.

{
    "premiums_by_applicant": [
        {
            "age": 35,
            "child": false,
            "smoker": false,
            "premium": 500.0,
            "composite_rated": false,
            "waived_for_total": false
        }
    ]
}

ICHRA Group Quoting

Expected Release: End of Q1 2026

The ICHRA Group Quoting workflow allows users to quote individual market health plans for an entire group of members in a single, streamlined process. Rather than submitting a separate quote request for each applicant, you can create a group, upload your full member census, and trigger one quote job that handles everyone at once. The quotes run asynchronously in the background, so there's no need to wait on each member individually or work around rate limits.

Once the quote is complete, you can access results in whatever way works best for your use case: download a bulk export file of the full group, paginate through all member rates, or pull rates for a specific member directly. The workflow also supports optional calculations like PTC subsidies, ICHRA affordability, and CSR eligibility — each of which can be toggled on or off depending on what your customers need. This makes it easy to scale from small groups to populations of 20,000+ members without changing your integration.

Detailed documentation of the workflow is available in the ICHRA Group Quoting section. ICHRA Group Quoting is under development. Endpoint schemas and other components stated in this section are subject to change. Details that are still under review, like estimated processing times and pagination limits, will be called out specifically.

Select

Bulk File Partitioning

RELEASED: optional configuration available as of February 22nd, 2026 - Integration Guide

Bulk File Partitioning introduces an optional improvement to how IdeonSelect bulk data files are delivered via S3. Customers who enable this feature will receive a manifest-driven set of smaller, date-organized files that are easier to download and process in parallel, while maintaining the same underlying data. Existing bulk data workflows will continue to operate unchanged unless you explicitly choose to adopt the new delivery method. To enable partitioned files, please contact your Customer Success Manager.

Bulk files will be partitioned based on a configurable maximum file size, reflecting the uncompressed size of each JSON Lines file. The file size is approximate; each file will always include complete provider records, meaning files may be slightly larger or smaller than the configured amount.

If enabled, a new manifest.json file will be available in the root directory in s3://bulk-data.vericred.com/networks/{username}. This manifest will list the individual data files that are available for download, which will be organized in a dated folder. When new files are generated, the manifest file will be updated and the new files will be added to the corresponding date's directory. Additionally, the previous files and dated folders will be automatically removed. An example manifest.json file is shown below:

{
    "files": [
        "s3://bulk-data.vericred.com/networks/{username}/{run_id}/providers_1.jsonl.gz",
        "s3://bulk-data.vericred.com/networks/{username}/{run_id}/providers_2.jsonl.gz"
    ]
}

Network Watch

Estimated Release: End of Q1 2026

Network Watch delivers a self-serve interface for customers to search, explore, and monitor IdeonSelect provider networks without needing to call APIs or parse raw files. It provides richer network insights, allows for personal configuration of automated network alert notifications, and enables interaction with Ideon's Provider Search API through the UI. All Select customers will be provided access to Network Watch when it is released.