Level Funded
Quote a group for level funded medical health plans
Ideon's Group Quoting APIs support integrations to quote Level Funded plans directly through Carrier APIs, in real-time. Currently, UHC, Optimyl Benefits, and Angle Health are supported; group size restrictions vary by carrier and state. Angle offers automated underwriting through their API while UHC and Optimyl quote non-underwritten illustrative rates (also referred to as shelf rates). For all supported carriers, approval is required to quote; reach out to your Ideon Customer Success Manager for approval process details.
Core Integration
The core integration for LF Quoting is identical to Small Group Fully-Insured Medical. The integration guide for Level Funded is a supplement to that section, providing additional context and recommendations specific to Level Funded quoting.
To cache and quote Level Funded plans, simply update the market parameter to level_funded in the Plans Bulk Export and Quote a Group steps of the group quoting workflow. The same group and census can be used to quote across markets. Further census data requirements and rate presentation details are carrier-specific in the Level Funded market. Please refer to each supported carrier's section below for any additional context and requirements to quote their plans.
Quote Progress
The "Show Quote" endpoint (API docs) can be used to poll for the completed status by issuer, specifically for Level Funded quotes. This is an additional, issuer-specific status that is not supported when using the Retrieve Rates step to poll.
In the Show Quote endpoint response, issuer-specific statuses are returned in the quote_progress array for each quoted carrier. This array returns a list of objects with an issuer_id and status field, representing the quoting status for each carrier individually. The status field enum supports three statuses:
pending - the default initial status, indicates that the requests to the carrier's API for real-time quoting have been made and Ideon's API is waiting for a response.
manual_review - currently used for Angle Health, indicates that automated underwriting was unsuccessful and the quote has been flagged for manual review. More information on Angle's quoting processes can be found in the carrier's section.
completed - indicates the quote for the carrier is complete, either having been successfully quoted or completed with errors as returned in the limiting factors endpoint.
Additional General Notes
When filtering carriers to quote using the
carrier_idsparameter in the "Create Quote" endpoint (API docs) request, the Ideon Issuer Internal ID must be used for Level Funded quoting. These are referenced on each carrier's child page in this section and are formatted as "110004", for example.
Last updated
Was this helpful?